Affording PacBay

Our Commitment to Access

PacBay is committed to ensuring socioeconomic diversity in the student body and recognizes that tuition and fees are a large financial commitment for families. For many, it’s a significant barrier for entry. While it is the School’s philosophy that the family bears the primary responsibility for supporting the education of their child, we have a Tuition Assistance Program in which interested families can apply for assistance based on their financial picture. The Program entails an assessment of the family’s ability to pay independent school tuition, determines if a family is eligible, and then offers a reduction in tuition based on the amount a family can pay.

PacBay considers the following factors to determine a family’s financial strength and, therefore, an offer of tuition assistance.

Assets

Family assets may include: taxable wages, if self-employed, income drawn as salary but not included as business profit, taxable dividend and/or interest income, alimony received, pensions, annuities, rent, royalties, estates or trusts, household expenses paid by a separated or divorced spouse in lieu of alimony, unemployment compensation, capital gains, taxable IRA distributions, Keogh plan payments, profits from a business, child support received, Social Security benefits, real estate, vehicles, bank accounts, investments, and student income/assets.

Expenses & Debt

Typical expenses and debts: educational expenses, encumbrances against home, medical/dental expenses, debts for investments, prolonged illness, unemployment, past business debts, uninsured natural disasters, past funeral expenses, legal fees, nursing home/assisted living care, closing costs for home purchases/refinancing, child support, costs for a child with special needs, and child care.

Non-Working Parent

If all children in a family are over the age of six, it is expected that both parents will be employed. If one parent chooses not to work, we input a full-time income at minimum wage ($16.50/ hour or $34,320) to that parent for the purposes of calculating Tuition Assistance.

Tuition Assistance Application

To determine whether a family qualifies, complete the FAST application, a Monthly Budget Worksheet, and submit a copy of your 2023 and 2024 federal and states tax returns. All applications must be completed and received by March 1, 2025. Tax forms may be submitted separately and after the initial application form. Tax forms must be received by April 15, 2025.

For more detailed information or any questions, please contact the Business Office at businessoffice@pacbay.org.

More Information on FAST
  • For 24/7 customer service, call (877) 326-FAST.
  • Refer to the FAST Parent User Guide for instructions on how to navigate the online application.
  • There is a $53 charge assessed by FAST for the application due by credit card at the end of the session.
  • After completing the online application, you will be required to submit your 2023 and 2024 state and federal tax returns with all supporting schedules and W-2’s.

2024-2025 Domestic Tuition

High SchoolMiddle School
Annual$24,990$19,950
Monthly (12 payments)$2,103/mo. ($25,236 total)$1,683/mo. ($20,196 total)

2024-2025 International Tuition

High SchoolMiddle School
Annual$32,215$23,478
Monthly (12 payments)$2,705/mo. ($32,460 total)$1,977/mo. ($23,724 total)

Financial FAQs

Is there an enrollment fee?

Instead of an enrollment fee, families are asked to pay a $300.00 per child non-refundable enrollment deposit to secure the student’s placement.

Are there additional costs for a PacBay education?

Tuition includes student fees; however, there are additional out-of-pocket costs.  These vary depending on school division, but may include field trip fees, graduation, AP course and testing fees, textbook and athletic fees.  Use of our transportation service is an additional fee as well.

Who qualifies for tuition assistance?

Tuition assistance is awarded on a needs basis as determined by committee.  Many factors determine whether or not a family will qualify for assistance; such factors include household income and expenses, the number of family members enrolled at PacBay, assets and debt, and other obligations or situations.  Each family is asked to make a financial contribution toward the cost of a PacBay education, but no one should hesitate to attend PacBay due to financial reasons.

What payment plan options does PacBay offer?

Families will have two payment plan options.
Option 1: Tuition may be paid in full by May 1st. 
Option 2: 12 monthly payments May 1st – April 1st

Are there discounts available?

PacBay offers two payment plans. The annual plan has a small savings over the monthly plan.

No other discounts are offered, but families are encouraged to apply for tuition assistance. While each family is asked to make a financial contribution toward the cost of a PacBay education, no one should hesitate to attend PacBay due to financial reasons.

How is tuition managed?

All tuition payments are managed through Blackbaud Tuition Management (parent.blackbaud.school).

A fee of $150.00 is charged for late payments.

A fee of $100.00 is charged for returned payments.

A delinquent account may result in the student being suspended until the balance is paid in full.

Who should I contact for more information?

For questions about enrollment, please contact the Office of Admissions, admissions@pacbay.org

For questions about tuition assistance, please contact the Business Office, businessoffice@pacbay.org

Does PacBay have tuition insurance?

No, PacBay does not offer tuition insurance. However, PacBay does have a Tuition Protection Plan. To learn more about tuition protection, please read the informational handout here.